This property is eligible for financing through the “City Smart loan program.” This program provides a unique opportunity for potential buyers to secure a mortgage with a low 3% down payment, without the need for private mortgage insurance. The program also offers a competitive fixed interest rate of 4.5% for a 30-year term. This is an excellent option for those who may have difficulty providing a substantial down payment or are looking to reduce their monthly mortgage payments. The City Smart loan program can help buyers achieve their homeownership goals by providing a reliable financing option. It provides an opportunity to secure affordable financing with favorable terms and conditions.